As financial and mortgage advisers, our success depends on building successful, long-term relationships with clients. Honesty, integrity, good service, and going the extra mile—these are the things we believe matter to you, and these are the guiding principles that underpin our approach to business.

As independent financial advisors, we are not tied to any particular provider and can advise you on products from across the whole market. I will always take a rounded view of the options, considering factors such as charges, customer service and financial resilience. 

This means we will offer the most suitable solutions for your individual needs and circumstances.

✅ Fair Value Commitment

At Linkage Financial Solutions, “fair value” isn’t just a regulatory term. It’s the standard we hold ourselves to across every product, fund, and service we offer.

The Financial Conduct Authority’s Consumer Duty places fair value at the heart of financial advice. That means it’s not just the products and funds we recommend that must meet this benchmark, our advice fees and ongoing services do too. And rightly so.

We’ve created formal Fair Value Statements for our services, ensuring transparency and consistency.

Behind the scenes, we carefully monitor providers and fund managers to ensure their offerings are fair value. If a product doesn’t meet the mark, it’s removed from our recommendation list.

As of today, every product and fund we use meets the fair value standard.

💬 Our Advice Fees

We tailor every plan to your unique goals, so our fees vary accordingly. But here’s what you can always count on:

Your initial conversations with us are at no cost.
This gives us time to understand your needs before putting a price on anything.

Fees are agreed in advance, never after the fact.
We’ll walk you through every option, ensuring it aligns with your budget and plan.

You choose how to pay. Either from transferred plans or a personal account.
We’ll help you find the most cost-efficient method, with no hidden extras.

Most fees are paid monthly from your investments, keeping things simple and manageable.

And no matter what decision you make, talking to us is always free. If you're unsure or have a concern, we’re here to listen without any pressure or cost.